Over time, our users have asked us a myriad of questions regarding credit restoration. We wanted to share the answers with all of our visitors.  Therefore, we have compiled answers to the most important and frequently asked questions to help you find what you're looking for.

  1. How do I get my credit report?

  2. What information do I have to give to the credit bureaus to get a copy of my credit report?

  3. Can I get a copy of my credit report online?

  4. What do credit bureaus do?

  5. What's the worst thing that can appear on my credit report?

  6. How long does information stay on my credit report?

  7. I have bad credit now. Do I have to wait 7 to 10 years before I can get a loan?

  8. I got my credit report. What do I do now?

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  9. I found errors on my credit report. What do I do now?

  10. What if I found more than one error?

  11. How do I correct negative information on my credit report?

  12. Why is challenging a credit entry effective?

  13. The negative item I challenged has been confirmed by the lender. What should I do now?

  14. All my attempts to have an item removed have failed because the lender keeps verifying them.  What do I do next?

  15. How does a lender decide that I'm credit worthy?

  16. How does a lender qualify me for credit?

  17. Should I apply for as many credit cards as possible?

  18. What do I do if I'm turned down for credit?

  19. What can lenders do if I don't pay them?

  20. How do I get collectors off my back?

  21. Should I use a credit repair agency to fix my credit?