I found errors on my credit report. What do I do now?

The Fair Credit Reporting Act states that all erroneous or unfair credit information has to be eliminated from your file. All consumers have the right to challenge the accuracy of their credit report. Once you challenge the accuracy of a particular item, the credit bureau must investigate that item within 30 days. If the credit bureau finds the item erroneous, or cannot confirm or deny it, it must be removed immediately from your credit file.

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